Freehold Block of 5 Flats

Blackburn, BB2
Freehold 5 Self-Contained Flats Below Area Average £/sqft Up to 9.0% Net Yield Available via Auction
£300,000
Guide price (inc 10% reserve)
£300,000
Guide price (inc 10% reserve)
Freehold block of 5 flats
£85/sqft
Guide £/sqft
Below area average £138/sqft
£32,400
Annual Income
£2,700 pcm now · £40,200 fully let
£670/mo
Per Unit Avg
Across 5 units, fully let
7.2%
Net Yield
To 9.0% fully let · after all costs
9.4%
ROCE
To 14.3% fully let · after refinance
The brief

A freehold block of 5 self-contained flats in Blackburn, offered as a single lot at £300,000 (about £60,000 per flat). 4 of the 5 flats are already let to working tenants, producing £32,400 a year (£2,700 pcm) from completion. The 5th flat, a 1-bed ground-floor unit, is currently vacant and ready to re-let, which lifts the block to £40,200 a year fully let with no works required.

The building has been fully converted into 1 basement 1-bed, 2 ground-floor 1-beds and 2 duplex apartments (2-bed each, with attic master bedrooms). Each is self-contained, separately accessed and individually metered, with no communal areas to manage. It sits on a main road close to the town centre, with a railway station and primary and secondary schools all within easy reach, supporting steady tenant demand.

At £85/sqft the entry price sits well below the £/sqft evidence for individual flats in the area. The in-place rent already delivers a 7.2% net return after all running costs; re-letting the vacant flat takes that to 9.0% net. A refinance at 75% loan-to-value releases the bulk of the capital and lifts the return on remaining capital to around 14.3% fully let.

Investment Highlights
Income from day 1, with a built-in uplift 4 of 5 flats are let from day 1 at £32,400 a year. The vacant 1-bed re-lets to take the block to £40,200 a year - a built-in income uplift with no works required.
Below market value At £85/sqft the guide price sits well below the £/sqft evidence for flats in the area.
14.3% Net ROCE After a refinance at 75% loan-to-value the return on remaining capital reaches 14.3% fully let, with most of the cash released to recycle into the next deal.
Property overview
TypeFreehold block of 5 self-contained flats
TenureFreehold (3 titles)
Configuration1 basement 1-bed · 2 ground-floor 1-bed · 2 duplex (2-bed)
Total floor area327 sqm / 3,520 sqft
ConstructionPre-1919, fully converted
Occupancy4 of 5 let · 1 ready to re-let
EPC statusAll 5 flats certified
Deal details
Deal typeBuy and hold
Guide price (inc 10% reserve)£300,000
Area average valuation£485,760 (£138/sqft)
Guide vs area average38% below average £/sqft
Sale methodAuction
Data packaged17 June 2026
Location - Blackburn, BB2

General location only - map centred on the Blackburn BB2 area. The exact address is shared with serious buyers at the appropriate stage. Tiles: OpenStreetMap contributors.

£/sqft valuation - BB2 area (20 comparable transactions)
£600k £400k £200k £0 £85/sqft Asking £116/sqft Area Low £138/sqft Area Avg £162/sqft Area High
Guide £300,000 (£85/sqft) Area Low £408,320 (£116/sqft) Area Avg £485,760 (£138/sqft) Area High £570,240 (£162/sqft)

Based on 20 comparable sold transactions within roughly 0.13 miles, Feb 2025 to Feb 2026. Subject size 3,520 sqft. The comparable evidence is individual flats; a freehold block is priced as a single lot, so the £/sqft gap reflects the normal block position rather than pure equity.

EPC certificates (5 units)
Flat 1 - basement 1-bedD
Flat 2 - ground-floor 1-bedD
Flat 3 - ground-floor 1-bedD
Flat 4 - 2-bed duplexD
Flat 5 - 2-bed duplexE

All 5 flats individually certified, valid to 30 June 2034. Certificates provided in the full information pack.

Rental analysis
Configuration5 self-contained flats
Income now (4 let)£32,400 pa
Monthly now£2,700 pcm
Fully let potential£40,200 pa (£3,350 pcm)
Average per unit£670 / month
Net yield (after costs)7.2% now · 9.0% fully let
ROCE after refinance9.4% now · 14.3% fully let

Income reflects in-place tenancies and the achievable rent on the vacant unit. Net figures after voids, maintenance, letting and insurance.

Sold comparables
Property typeDatePriceSqft£/sqftDistance
2-bed terraced houseJun 25£80,000700£1140.12 mi
2-bed terraced houseApr 25£92,000883£1040.13 mi
2-bed terraced houseFeb 26£117,500764£1540.10 mi
3-bed terraced houseMar 25£165,0001,206£1370.11 mi
4-bed terraced houseFeb 25£160,0001,292£1240.11 mi
4-bed flatOct 25£200,0001,539£1300.12 mi
Larger houseOct 25£308,0002,325£1320.10 mi

A mix of nearby houses and flats sold within roughly 0.13 miles over the last 18 months. The subject is a freehold block of 5 flats sold as a single lot, so it prices below the sum of the individual units - the spread of local values shows the room in the guide.

Deal Numbers
Purchase Costs
Purchase price£300,000
SDLT£20,000
Auction reservation fee£7,200
Legal fees£3,000
Contingency (3%)£9,000
Sourcing fee (4%)£12,000
Total Capital In£351,200
Income (fully let)
Gross annual income£40,200
Less voids (4%)(£1,608)
Less maintenance (4%)(£1,608)
Less letting fees (12%)(£4,824)
Less insurance(£600)
Net Annual Income£31,560
Net Yield9.0%
Now (4 let): £25,320 net · 7.2%
After Refinance (75% LTV, 6%)
GDV (at cost)£300,000
Loan (75% LTV)£225,000
Annual interest (6%)(£13,500)
Money left in deal£126,200
Net After Finance£18,060 pa
ROCE14.3%
Now (4 let): £11,820 pa · 9.4%

GDV shown at purchase price (no refurb assumed). SDLT at the residential higher rate for 5 units (5% to £125k, 7% £125k-250k, 10% above). Figures consistent with the in-house due diligence on this property.

Interested in this deal?
Your Contact
Eldi Levi Hevroni
Buckswell Holdings
Call
020 7070 8343
Mon-Fri 9am-5pm
Email
eldi@buckswell.co.uk
buckswell.co.uk
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