Freehold Block of 5 Flats

Blackburn, BB2
Freehold 5 Self-Contained Flats Below Area Average £/sqft Up to 10.0% Net Yield Available via Auction
£270,000
Asking price
£270,000
Asking Price
Freehold block of 5 flats
£77/sqft
Asking £/sqft
Below area average £138/sqft
£32,400
Annual Income
£2,700 pcm now · £40,200 fully let
£670/mo
Per Unit Avg
Across 5 units, fully let
8.0%
Net Yield
To 10.0% fully let · after all costs
11.6%
ROCE
To 17.1% fully let · after refinance
The brief

A freehold block of five self-contained flats in Blackburn, offered as a single lot at £270,000 - around £54,000 per income unit. Four of the five flats are already let to working tenants, producing £32,400 a year (£2,700 pcm) from completion. The fifth flat, a one-bedroom ground-floor unit, is currently vacant and ready to re-let, which lifts the block to £40,200 a year fully let with no works required.

The building has been fully converted into one basement one-bed, two ground-floor one-beds and two two-bedroom duplex apartments with attic master bedrooms. Each is self-contained, separately accessed and individually metered, with no communal areas to manage. It sits on a main road close to the town centre, with a railway station and primary and secondary schools all within easy reach, supporting steady tenant demand. The block is held freehold across three titles, so there is no leasehold complication, no ground rent and no service charge.

At £77 per square foot the entry price sits well below the per-square-foot evidence for individual flats in the area. The in-place rent already delivers a 8.0% net return after all running costs; re-letting the vacant flat takes that to 10.0% net. A refinance at 75% loan-to-value releases the bulk of the capital and lifts the return on remaining capital to around 17.1% fully let.

Investment Highlights
In-Place Income + Reversion Four of five flats are let from day one at £32,400 a year. The vacant one-bed re-lets to take the block to £40,200 a year - a built-in income uplift with no works required.
Below-Market Entry At £77 per square foot the asking price sits well below the per-square-foot evidence for flats in the area - about £54,000 per income unit for a freehold block.
17.1% Net ROCE After a refinance at 75% loan-to-value the return on remaining capital reaches 17.1% fully let, with most of the cash released to recycle into the next deal.
Property overview
TypeFreehold block of 5 self-contained flats
TenureFreehold (3 titles)
Configuration1 basement 1-bed · 2 ground-floor 1-bed · 2 two-bed duplex
Total floor area327 sqm / 3,520 sqft
ConstructionPre-1919, fully converted
Occupancy4 of 5 let · 1 ready to re-let
EPC statusAll 5 flats certified
Deal details
Deal typeHigh-yield freehold block - income + reversion
Asking price£270,000
Area average valuation£485,760 (£138/sqft)
Asking vs area average44% below average £/sqft
Sale methodAuction
Data packaged17 June 2026
Location - Blackburn, BB2

General location only - map centred on the Blackburn BB2 area. The exact address is shared with serious buyers at the appropriate stage. Tiles: OpenStreetMap contributors.

£/sqft valuation - BB2 area (20 comparable transactions)
£600k £400k £200k £0 £77/sqft Asking £116/sqft Area Low £138/sqft Area Avg £162/sqft Area High
Asking £270,000 (£77/sqft) Area Low £408,320 (£116/sqft) Area Avg £485,760 (£138/sqft) Area High £570,240 (£162/sqft)

Based on 20 comparable sold transactions within roughly 0.13 miles, Feb 2025 to Feb 2026. Subject size 3,520 sqft. The comparable evidence is individual flats; a freehold block is priced as a single lot, so the per-square-foot gap reflects the normal block position rather than pure equity.

EPC certificates (5 units)
Flat 1 - basement 1-bedD
Flat 2 - ground-floor 1-bedD
Flat 3 - ground-floor 1-bedD
Flat 4 - two-bed duplexD
Flat 5 - two-bed duplexE

All five flats individually certified, valid to 30 June 2034. Certificates provided in the full information pack.

Rental analysis
Configuration5 self-contained flats
Income now (4 let)£32,400 pa
Monthly now£2,700 pcm
Fully let potential£40,200 pa (£3,350 pcm)
Average per unit£670 / month
Net yield (after costs)8.0% now · 10.0% fully let
ROCE after refinance11.6% now · 17.1% fully let

Income reflects in-place tenancies and the achievable rent on the vacant unit. Net figures after voids, maintenance, letting and insurance.

Sold comparables
PropertyDatePriceTypeSqft£/sqft
1-bed flat, BB2Aug 25£70kFlat, leasehold431£162
1-bed flat, BB2Aug 25£65kFlat, leasehold431£151
1-bed flat, BB2Jul 25£65kFlat, leasehold431£151
3-bed flat, BB2Jun 25£86kFlat, leasehold--
4-bed flat, BB2Oct 25£200kFlat, leasehold--

Comparable individual flat sales in the BB2 area, last 18 months. The subject is a freehold block sold as a single lot rather than per flat. Like-for-like block sales are scarce in the immediate area - wider evidence available on request.

Deal Numbers
Purchase Costs
Purchase price£270,000
SDLT£17,000
Auction reservation fee£7,200
Legal fees£3,000
Contingency (3%)£8,100
Sourcing fee (4%)£10,800
Total Capital In£316,100
Income (fully let)
Gross annual income£40,200
Less voids (4%)(£1,608)
Less maintenance (4%)(£1,608)
Less letting fees (12%)(£4,824)
Less insurance(£600)
Net Annual Income£31,560
Net Yield10.0%
Now (4 let): £25,320 net · 8.0%
After Refinance (75% LTV, 6%)
GDV (at cost)£270,000
Loan (75% LTV)£202,500
Annual interest (6%)(£12,150)
Money left in deal£113,600
Net After Finance£19,410 pa
ROCE17.1%
Now (4 let): £13,170 pa · 11.6%

GDV shown at purchase price (no refurb assumed). SDLT at the residential higher rate for 5 units (5% to £125k, 7% £125k-250k, 10% above). Figures consistent with the in-house due diligence on this property.

Interested in this deal?
Your Contact
Eldi Levi Hevroni
Buckswell Holdings
Call
020 7070 8343
Mon-Fri 9am-5pm
Email
eldi@buckswell.co.uk
buckswell.co.uk
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