Freehold Retail Investment - 12,044 sqft

King's Lynn, PE30
Freehold 12,044 sqft Town Centre 5-yr FRI Lease to 2031 National Charity Tenant £38,000 pa Contracted
£425,000
Asking price
£425,000
Asking Price
Freehold retail investment
£35/sqft
Entry £/sqft
vs £188/sqft residential average nearby
£38,000
Annual Income
£3,167 pcm · contracted to Jun 2031
12,044 sqft
Floor Area
1,119 sqm town-centre freehold
8.65%
Net Initial Yield
After all purchase costs · tenant repairing (FRI)
11.8%
ROCE
After refinance at 75% loan-to-value
The brief

A freehold town-centre retail building of 12,044 sqft in King's Lynn, single let to a national charity retailer with 700+ stores UK-wide on a NEW 5-year FRI lease (Jun 2026 to Jun 2031) at £38,000 a year. FRI means the tenant carries repairs, maintenance and insurance - the full £38,000 reaches the owner from day 1, and £190,000 is contracted over the term.

At £425,000 the entry price works out at £35/sqft, against residential £/sqft evidence of £145-£280 within 0.12 miles. The building is offered with future residential development potential - scope to add dwellings on top of the existing structure - so an investor holds secure, hands-off income while the development angle is worked up.

The contracted income delivers a 8.65% net initial yield on total capital in. A refinance at 75% loan-to-value releases £307,775 of the capital and lifts the return on the money left in to 11.8%, with the 5-year lease providing the income security lenders look for.

Investment Highlights
Contracted income from day 1 £38,000 a year on a 5-year FRI lease to Jun 2031. The tenant pays repairs, maintenance and insurance - £190,000 contracted over the term with no landlord running costs.
£35/sqft entry 12,044 sqft of freehold town-centre building at a fraction of the £145-£280/sqft residential evidence nearby - development headroom built into the price.
11.8% Net ROCE After a refinance at 75% loan-to-value, £16,456 a year net income on £139,131 left in - and the airspace development potential still on top.
Property overview
TypeRetail building (Class E)
TenureFreehold
Configuration2 combined retail units · single let to 1 tenant
Total floor area1,119 sqm / 12,044 sqft
OccupancyFully let · 5-yr FRI lease from Jun 2026
EPC statusCertified - in the full information pack
Deal details
Deal typeBuy and hold + development upside
Asking price£425,000
Residential evidence (avg)£188/sqft nearby
Entry vs residential avg81% below on £/sqft
Sale methodPrivate treaty
Data packaged23 July 2026
Location - King's Lynn, PE30

General location only - map centred on the King's Lynn PE30 area. The exact address is shared with serious buyers at the appropriate stage. Tiles: OpenStreetMap contributors.

TODAY: a let commercial investment. Asking £425,000.
IF CONVERTED TO FLATS: the benchmark below.
IF CONVERTED TO FLATS: PE30 residential £/sqft benchmark (20 comparable transactions)
£3.4m £2.27m £1.13m £0 £425,000 Asking £1,746,380 Resi value - Low £2,264,272 Resi value - Avg £3,372,320 Resi value - High
Asking £425,000 (£35/sqft) Resi Low £1,746,380 (£145/sqft) Resi Avg £2,264,272 (£188/sqft) Resi High £3,372,320 (£280/sqft)

⚠️ These figures are not what the property is worth today. They show what this floor area would be worth at PE30 residential £/sqft if the building were converted into self-contained flats and sold individually. They are stated before conversion costs, professional fees, finance and VAT, and conversion depends on permitted development or planning consent that has not yet been obtained. The property today is a let commercial investment at £425,000.

Based on 20 comparable sold transactions within roughly 0.12 miles, Jan 2025 to Mar 2026. Subject size 12,044 sqft. The 3 taller bars show what 12,044 sqft is worth at local residential £/sqft - the residential value the footprint could unlock if converted - against the £425,000 asking. Conversion is subject to planning and build costs; the £38,000 FRI income holds in the meantime.

EPC certificate
Commercial energy certificateCertified

The building holds a commercial energy certificate. The certificate is provided in the full information pack, shared with serious buyers.

Rental analysis
Lease5-yr FRI · Jun 2026 to Jun 2031
Contracted rent£38,000 pa (£3,167 pcm)
Repairs and insuranceTenant (FRI)
TenantNational charity retailer · 700+ stores
Net initial yield8.65% after all purchase costs
ROCE after refinance11.8% at 75% loan-to-value

Income is the contracted rent under the FRI lease - the tenant bears repairs, maintenance and insurance, so the full rent reaches the owner.

Sold comparables
Property typeDatePriceSqft£/sqftDistance
FlatAug 25£115,000797£1440.01 mi
2-bed semi-detached houseJun 25£185,000936£1980.05 mi
3-bed terraced houseApr 25£160,0001,593£1000.06 mi
3-bed detached houseFeb 25£250,000893£2800.06 mi
2-bed flatJan 26£207,000915£2260.08 mi
1-bed flatMay 25£78,000581£1340.11 mi
2-bed flatMar 26£110,000635£1730.12 mi

A mix of nearby flats and houses sold within roughly 0.12 miles over the last 18 months - the residential £/sqft evidence behind the valuation bars above. The subject is a 12,044 sqft commercial freehold priced on its income, which is why the entry £/sqft sits so far below the residential spread.

Deal Numbers
Purchase Costs
Purchase price£425,000
SDLT (commercial)£10,750
Legal fees£2,000
Survey and valuation£1,500
Total Capital In£439,250
Income (FRI lease)
Contracted rent£38,000
Voids (tenant liable)£0
Maintenance (tenant liable)£0
Insurance (tenant insures)£0
Net Annual Income£38,000
Net Yield8.65%
£190,000 contracted over the 5-yr term
After Refinance (75% LTV, 7%)
Valuation (rent basis)£410,367
Loan (75% LTV)£307,775
Refinance costs£7,656
Annual interest (7%)£21,544
Money left in deal£139,131
Net After Finance£16,456 pa
ROCE11.8%

SDLT at commercial (non-residential) rates. Refinance modelled interest-only at 7% on a rent-based valuation; at 6% the ROCE rises to 14.0%. Figures consistent with the in-house due diligence on this property.

Interested in this deal?
Your Contact
Eldi Levi Hevroni
Buckswell Holdings
Call
020 7070 8343
Mon-Fri 9am-5pm
Email
eldi@buckswell.co.uk
buckswell.co.uk
Request Full Information Pack