Fully-Let Mixed-Use Building - 5 Income Streams

Mansfield, NG19
Freehold 5 Units Fully Let 30% Below Area Valuation 8.1% Net Yield 13.1% ROCE
£340,000
Asking price
£340,000
Asking Price
Mixed-use, 5 units
30% below
vs Area Valuation
£487,000 blended value
£35,400
Annual Income
£2,950 pcm
£590/mo
Per Unit Avg
Across 5 units
8.1%
Net Yield
After all expenses before tax
13.1%
ROCE
After refinance
The brief

An entire fully-let mixed-use building offered in one freehold transaction - a ground-floor hair and beauty salon with 4 self-contained 1-bed flats on the upper floors. All 5 units are income-producing, generating £35,400 per annum in gross rent (£2,950 pcm) that lands from the day of completion with no void to absorb and no lease-up work to fund. All 4 residential tenancies were renewed on new leases in April 2026, and the commercial unit is held by a long-standing tenant.

At £340,000 the entry sits around 30% below the blended area valuation of £487,000 - the 4 flats valued on local residential pricing and the salon valued on its commercial income. The building stands on a prominent Mansfield arterial road, a short distance from the railway station and well served by local schools and amenities. As a mixed-use building it qualifies for non-residential Stamp Duty at around £6,500, with no residential additional-property surcharge - a meaningful saving versus standard buy-to-let rates on a purchase of this size.

On a 75% refinance the Return on Capital Employed reaches 13.1%, leaving £108,600 in the deal working at £14,220 net per annum.

Investment Highlights
Day-One IncomeAll 5 units are income-producing. £35,400 pa in gross rent from completion, with all 4 flats on new April 2026 leases and a long-standing commercial tenant.
Below-Market EntryAt £340,000 the asking sits around 30% below the £487,000 blended area valuation. Built-in equity from day one of ownership.
13.1% Net ROCEAfter refinance at 75% LTV, ROCE reaches 13.1%, with £108,600 left in the deal generating £14,220 net per annum.
Property overview
TypeMixed-use building (retail + flats)
TenureFreehold
ConfigurationGF salon + 4x 1-bed flats (5 units)
Total floor area353 sqm / 3,800 sqft
ConstructionPre-1919, solid brick
EPC statusC to D, compliant for letting
Article 4None - Mansfield
OccupancyFully let
Deal details
Deal typeTurnkey mixed-use income
Asking price£340,000
Area avg valuation£487,000 (blended)
Asking vs area avg30% below avg
SDLT regimeNon-residential (mixed-use)
Last sold£300,000 (July 2020)
Data packaged24 June 2026
Location - Mansfield, NG19

Map centred on the Mansfield NG19 area for general guidance only. The exact address is shared with serious buyers at the appropriate stage.

Valuation - NG19 area (combined residential + commercial)
£750k £500k £250k £0 £340k Asking £405k Combined Low £487k Combined Avg £681k Combined High
Asking £340,000 Combined Low £405,000 Combined Avg £487,000 Combined High £681,000
Residential element (2,583 sqft, by £/sqft)£322,875 / £390,033 / £568,260
Commercial element (salon, by yield)£81,818 / £97,192 / £112,500

Residential 2,583 sqft valued on local sold £/sqft (£125 to £220); commercial valued on its £9,000 pa income at an 8% to 11% yield. Low / avg / high combined, compared with the £340,000 asking. 20 area transactions within a 0.2 mile radius, January 2025 to April 2026.

EPC certificates (5 units)
Units certified5 of 5, individually lodged
Rating rangeC  to  D
Letting statusCompliant for letting

4 domestic EPCs plus the commercial certificate, all valid to 2036. Compliant under current minimum standards for let property.

Rental analysis
ConfigurationGF salon + 4x 1-bed flats (5 units)
Gross annual£35,400 pa
Gross monthly£2,950 pcm
Average per unit£590/mo
LHA 1-bed£444/mo
Salon (commercial)£750/mo
Net yield (after expenses)8.1%
ROCE after refinance13.1%

Gross income as confirmed, fully let. LHA reference rate: North Nottingham BRMA, lha-direct.voa.gov.uk, 2025-26.

Sold comparables
PropertyDatePriceType
House, NG19Dec 25£285,000Freehold house
Semi, NG19Oct 25£243,000Semi-detached
Semi, NG19Nov 25£230,000Semi-detached
Semi, NG19Dec 25£151,500Semi-detached
Semi, NG19Feb 26£125,000Semi-detached

Area residential sales within 0.2 mile, last 18 months, informing the residential element of the valuation. Addresses withheld to protect subject confidentiality. The subject is a whole mixed-use building, valued on a combined residential-plus-commercial basis.

Deal Numbers
Purchase Costs
Purchase price£340,000
SDLT (non-residential)£6,500
Legal fees£3,500
Sourcing fee (4%)£13,600
Total Capital In£363,600
Cash Purchase
Gross annual income£35,400
Less voids (4% resi)(£1,056)
Less maintenance (4% resi)(£1,056)
Less letting fees (12% resi)(£3,168)
Less insurance(£600)
Net Annual Income£29,520
Net Yield8.1%
After Refinance (75% LTV, 6%)
GDV£340,000
Loan (75% LTV)£255,000
Annual interest (6%)(£15,300)
Money left in deal£108,600
Net After Finance£14,220 pa
ROCE13.1%

Commercial unit modelled on a full repairing and insuring basis (tenant covers repairs and insurance). Residential expenses on standard 4% voids, 4% maintenance, 12% management. Pre-screen figures, indicative only.

Interested in this deal?
Your Contact
Eldi Levi Hevroni
Buckswell Holdings
Call
020 7070 8343
Mon-Fri 9am-5pm
Email
eldi@buckswell.co.uk
buckswell.co.uk
Request Full Information Pack